Sustaining injuries in an accident is the last experience you want to have during the holidays. Unfortunately, accidents can and do happen, even if you’re cautious. Maybe you slipped and fell in a department store. Maybe you ate something bad at a restaurant. Maybe you cut yourself on something in a friend’s garage when you were at a party.
You may be entitled to compensation for the injuries and losses you suffered because of someone else’s wrongdoing. Although money can’t prevent you from getting hurt in the first place, it could compensate you for medical expenses, lost wages, and more.
Seeking the compensation you deserve involves filing an insurance claim. Certain types of accident claims are prevalent during and after the holidays. Examples of such holiday accident claims include:
Motor Vehicle Wreck Claims
Be aware you may not always need to prove negligence to secure compensation after an accident causes injury. For example, perhaps you’ve been hurt in an NYC car crash.
New York is a no-fault car wreck state. In New York, you don’t need to show that your accident resulted from another party’s carelessness to get compensation from your Personal Injury Protection (PIP) insurance policy. You can get medical and some wage replacement benefits up to the policy limits.
You may still file an additional claim against a negligent party if your injuries are severe enough or if you use all your PIP coverage. You may also file a claim or lawsuit if you got hurt in a different type of motor vehicle crash, like a motorcycle wreck. People who register motorcycles in New York are not required to purchase PIP coverage.
The National Safety Council (NSC) reports that motor vehicle collisions are common during the holidays because of the increased number of road users who travel at this time of year. Motor vehicle accidents give rise to holiday accident claims.
Premises Liability Claims
A property owner must take reasonable steps to keep their property free from hazards so that their invitees and guests are safe. Premises liability laws require property owners to monitor for hazards that could cause injury. They must eliminate these hazards promptly when they find any.
Both business owners and homeowners often invite large groups to their properties during the holiday season. At retail stores, guests can be hurt in numerous ways.
For example, maybe you were hurt when you tripped over an item that had fallen to the floor of a shop. You could be entitled to compensation if you can show that the owner or an employee should have seen and removed the hazard before your accident occurred. An NYC premises liability attorney could help you gather the evidence necessary to prove the property owner or manager was negligent.
Accidents can also occur when homeowners are negligent. Perhaps you’re hurt in a slip and fall at someone’s house because they didn’t remove ice from a driveway or walkway after a storm. You may file a holiday accident claim to seek compensation in this scenario.
Air Travel Accidents
Not everyone travels on the road when visiting friends and family for the holidays. Others may fly. If so, they might sustain injuries in accidents on planes or at airports.
Such instances may be particularly frustrating if they involve being injured out of state. Speak with a lawyer to learn more about your options when you sustain an injury far from your home.
Product Liability Claims
Product liability cases are among the most common holiday accident claims because of the large number of gifts that are given and received at this time of year.
A gift can cause harm if a product’s designers or manufacturers didn’t spot a defect that can lead to injury. Or maybe a product works perfectly fine, but it’s an inherently dangerous item, and people should exercise caution when using it. A person might sustain injuries if a negligent marketer didn’t include safety warnings about the potential risks involved in using the product.
Thoroughly read any instructions that come with any products you receive this holiday season. When buying gifts for others, consider whether the recipient is old enough or healthy enough to use certain products safely.
Talk to a lawyer if a gift causes injury. An NYC product liability attorney can review your case and determine whether you have grounds to file a holiday accident claim.
Get Help with Holiday Accident Claims and Lawsuits
Recovering from your injuries should be your top priority after being hurt in an accident during the holiday season. You don’t need to further complicate your life now by attempting to pursue compensation on your own. Doing so would require investigating your case to gather evidence of negligence, negotiating with insurance companies, and more.
These are all tasks our NYC personal injury lawyers at Harris, Keenan & Goldfarb can handle on your behalf. We’ll start by reviewing your case and explaining your legal options. If you choose us to handle your holiday accident claim, we’ll provide dedicated representation and pursue the money you deserve. Get started today by contacting us online or calling us at 800-PAIN-LAW for a free case review.