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Immediate Actions After a No-Fault Car Accident in New York


Last modified on March 19, 2024

Immediate Actions After a No-Fault Car Accident in New York

Being involved in a car accident is a shocking and unsettling experience. In the immediate aftermath, you may feel shaken and unsure about what steps to take next. However, you must act quickly to protect your health, legal rights, and financial interests. Here’s what to do after a collision in New York.

Pull Over and Assess for Injuries

Immediately after the accident, move your vehicle to the side of the road if possible, engaging your hazard lights to warn oncoming traffic. Look for any signs of injury on yourself and your passengers. If anyone exhibits severe pain, bleeding, or loss of consciousness, contact emergency services right away.

Contact Law Enforcement

Always contact the police after an accident, regardless of how severe it appears. The responding officer will create an official police report documenting the incident. This report will serve as crucial evidence when interacting with insurance companies and in potential legal proceedings.

Upon the officers’ arrival on the scene, provide them with your driver’s license, vehicle registration, and insurance information. Describe the circumstances leading to the accident objectively, focusing on your observations and experiences. If questioned about injuries, you may express uncertainty and intention to seek medical evaluation as a precautionary measure.

Exchange Information with the Other Driver

While awaiting the arrival of the police, exchange pertinent contact and insurance details with the other driver involved. Record their complete name, telephone number, address, insurance provider, and policy number. Exercise caution in your interactions, refraining from apologizing or admitting fault. Allow the proper authorities and insurance representatives to determine responsibility.

While your initial no-fault insurance claim will be with your own insurance provider, the info you gather now can come in useful if you need to file a third-party liability claim down the road.

Gather Evidence at the Scene

If your physical condition allows, document the accident scene thoroughly before leaving the area. Capture photographs of the damage sustained by your vehicle and the other driver’s car. Include images of the positioning of the vehicles, any skid marks, traffic signage, and the general surroundings. This visual evidence will strengthen your insurance claim.

Record the make, model, year, color, and license plate number of the other vehicle involved in the collision. Note the incident’s precise time, location, prevailing weather, and road conditions. If any witnesses are present, obtain their names and contact information to support your account of the events.

Seek Medical Evaluation

Prioritize your health and well-being following a motor vehicle accident. Even if you feel relatively unscathed, it is crucial to seek medical attention within 24 hours of the incident. Serious conditions like concussions, whiplash, or internal injuries may not present immediate symptoms due to the body’s natural response to trauma.

Prompt medical attention ensures timely diagnosis and treatment of any injuries you have suffered. It also establishes a clear connection between the accident and your physical condition. Adhere to your physician’s recommended treatment plan and attend all follow-up appointments diligently. Insurance companies will scrutinize your actions to assess the validity of your claim.

Notify Your Insurance Provider

Immediate Actions After a No-Fault Car Accident in New York

Inform your automotive insurance company about the accident as soon as possible, as they are responsible for paying out your initial no-fault claim. Most policies mandate prompt notification. Failing to alert your provider in time could jeopardize your claim.

When communicating with your insurance representative, provide a concise account of the accident, emphasizing the other driver’s responsibility. Share the other party’s insurance details and confirm that you’ve sought medical treatment for your injuries. Refrain from divulging extensive information about the incident or your condition, as insurance companies may attempt to minimize the severity of the situation.

Maintain Thorough Records

In the aftermath of an accident, expenses can accumulate rapidly. Maintain meticulous records and retain copies of all documentation related to the incident, including:

  • Medical bills and treatment records
  • Vehicle repair estimates and invoices
  • Rental car receipts
  • Police reports and citations
  • Proof of lost wages due to injury-related absence from work
  • Personal accounts of pain and symptoms following the accident

This comprehensive documentation serves as vital evidence to support your insurance claim and demonstrates the extent of the losses you incurred.

Contact Harris Keenan & Goldfarb

At Harris Keenan & Goldfarb, we pride ourselves on our decades of experience assisting injured New Yorkers in rebuilding their lives after accidents. Our seasoned legal team deeply understands the hardships and challenges our clients face during these difficult times and wants to help them overcome those hurdles.
Contact our New York Car Accident Lawyers for help pursuing your claim. We offer a complimentary consultation to discuss your case, learn about your no-fault insurance coverage, and explore whether you have grounds to file an additional claim against the other driver. Reach out to us today, and let’s discuss your options.

Over $500 Million in Verdicts and Settlements

Our track record showcases over $500 million won for our clients. Each victory underlines our commitment to justice and client care. Explore our impact, case by case.



A Brooklyn jury awarded Mr. Vargas $17.5 million for the City of New York’s violation of his civil rights for failing to provide him medical care while in custody. The jury found that the police officers involved failed to provide the necessary medical treatment and awarded $17.5 million to Mr. Vargas.



Harris Keenan & Goldfarb partners Seth Harris and Sheri Holland obtained a $4,730,398.00 jury verdict on behalf of our client who tripped and fell at a private apartment building in the Bronx, suffering a broken foot that developed a very painful, permanent neurological condition called Reflex Sympathetic Dystrophy (“RSD”).



A Bronx jury awarded John Doe over $12 million for an accident on a construction site. John Doe was working when a piece of scaffold weighing 35 pounds fell, striking John Doe in the lower back. John Doe suffered a herniated disc requiring surgical removal of a portion of the disc and permanent nerve damage.



A Bronx jury awarded $10.5 million to the mother of Malcolm Ferguson, who was wrongfully shot and killed by the New York City Police Department. The police officer, Louis Rivera, also a defendant in the case, was found to have used excessive force in violation of Malcolm Ferguson’s civil rights as protected under the United States Constitution.



A Bronx jury awarded plaintiff William Cardoza $4 million for injuries caused by the use of excessive force during an arrest. During the arrest, Mr. Cardoza was pepper-sprayed and repeatedly hit with a police nightstick. As a result, Mr. Cardoza sustained injuries to his hand and finger.



The firm’s client, a 33-year-old teacher’s assistant, was scalded by an espresso machine that exploded while the defendant’s employee was demonstrating how the machine worked. The client was a customer at the defendant’s coffee shop on the date of the accident and suffered first-degree burns to her right (dominant) hand.



The firm represented the mother- decedent and her infant son. During the decedent’s admission to the defendant hospital, the defendant dispensed anesthesia during an epidural to the decedent in an inadequate manner. The mother-decedent suffered personal injuries and wrongful death due to the defendant’s failure to properly administer epidural anesthesia.



Mr.Brennan fell from approximately 25 feet while working on a construction project. He suffered a shattered bone in his right leg requiring surgery and hardware placement. Mr. Brennan also suffered two fractures in his facial bones, and a dislocated finger requiring surgical repair.



The firm’s client was a child with cerebral palsy who was injured as a result of medical malpractice. The firm’s clients claimed improper management of pregnancy, labor, and delivery resulting in brain damage, and received a Brooklyn personal injury settlement.



The firm’s client, a 63-year-old mentally incompetent man, slipped and fell in his own urine while attempting to walk to the bathroom at the defendant’s senior citizen home. The client fractured his hip and as a result is confined to a wheelchair for the rest of his life. The client claimed that the staff of the home failed to properly care for him, and the jury awarded $1,677,835.



The firm’s client, a 47-year-old male, slipped and fell on a public sidewalk in the Bronx. It had snowed four to five days prior to the date of the accident, and the sidewalk was covered with ice. The client suffered a lumbar fracture and a herniated disc. The jury found the city liable and awarded the client a $2,995,000 personal injury settlement in the Bronx.



A Bronx jury awarded plaintiff Luis Molina $2.61 million for injuries sustained when he fell down a subway station stairway. Mr. Molina was caused to slip and fall as a result of a plastic bag that had blown onto the steps from a street opening. As a result of the fall, Mr. Molina suffered a herniated disc and a tear of his right shoulder’s rotator cuff. The jury found that the NYC Transit Authority was liable for the accident.



A Bronx jury awarded Ms. Colon $2.25 million for a trip and fall accident. Ms. Colon was caused to fall when she moved to the right to allow another pedestrian to pass, and her foot rolled to the outside due to the sidewalk being unlevel with the adjoining grass. The jury found the defendant liable and awarded Ms. Colon $2,253,714.00 for her pain and suffering.



A Brooklyn jury awarded Arvella Floyd $1.9 million for a fractured wrist which required multiple surgeries, including an open-reduction internal fixation and a carpal tunnel release. Ms. Floyd was injured when the hot water knob of the shower fell off after numerous complaints to the superintendent, and scalding water spewed toward her, causing her to
fall and break her wrist.



A Bronx jury awarded plaintiff Juanita Young $1,350,000 for injuries caused by the use of excessive force during an arrest. During the arrest, Ms. Young, who is legally blind, was handcuffed from behind, with her children watching, and taken to the top of the stairs to exit the building. The officer proceeded to push her down the stairs multiple times.

What Our Clients Say About Us

Angelo Del GuercioAngelo Del Guercio
20:03 11 May 24
Horrible people. I lost complete confidence in this firm. Attorneys dragged their feet for 4 years and my mom died before a settlement could be reached. I advised them several times that my mom was sick to put fire under their feet but the effort was to no avail.
david Santiagodavid Santiago
18:05 21 Mar 24
Maria RoqueMaria Roque
20:49 15 Mar 24
Excellent person, very Professional, they assist you in any language, your call is always answered. I recommend you for any case of support you have, your refund is satisfactory. and fast
14:09 02 Mar 24
I am completely satisfied, and recommend Harris Keenan & Goldfarb as Attorneys to represent anyone. Their care for me physically, and overall helped me stay strong in spite of my injuries. Always available to answer questions, and inform.They got me Justice, and achieved a substantial outcome for my case.I am very impressed, and thankful for their outstanding performance on my behalf.I am very pleased, and significantly satisfied with their representation.‐-Sherylon Wilkins
Robert LennonRobert Lennon
15:26 21 Feb 24
Patient and diligence is how I describe the effort of HKG the work was thorough, honest and fair, I have no complaints. Special thanks to attorney Blake and his paralegal Thierry.
Gene Matos (fanboye)Gene Matos (fanboye)
18:48 15 Jan 24
I first crossed paths with Seth Harris when serving jury duty many years ago. He was so professional and personable, that when my mom was seeking legal counsel for medical malpractice, I told her she had to reach out to his firm. We had meetings with a few different firms, but Harris Keenan & Goldfarb was the only firm that did not try to get us to sign paperwork before even meeting. They took the time to listen and understand our situation before we signed anything, and they were transparent and responsive the whole time. I would like to give special thanks to Samantha Walton, Marla Stein, Val Wallace and Seth Harris for helping my mom through this tough time. They were honest and upfront, and even though Seth Harris wasn't personally on the case, he took the time to meet with us and give us his thoughts on it.
Solange IsaacSolange Isaac
17:52 08 Jan 24
I am pleased with the services provided by Ms Sheri on my case. The team at Harris, Keenan, & Goldfarb were very nice and explained everything to me. Everything that I had questions on they answered without frustration and were prompt and knowledgeable.6 years ago I had a slip and fall accident at my employers place of business. I reached out to them because I knew that I was being wrongfully treated. They took care of the case, restored my self confidence, and brought so much peace to my problem riddled life.I can recommend without a shadow of a doubt the services of Harris, Keenan & Goldfarb to anyone who is in need of someone who will have your back!
Brittany DempseyBrittany Dempsey
16:02 08 Jan 24
My mother had an accident with her ankle back in 2019. I immediately contacted Harris, Keenan & Goldfarb on the day of the accident. They were extremely prompt and helpful. They attended to my mother's case beautifully and she's been recovering well. I'd like to thank you for being so diligent, kind and above all professional. I'd recommend this law firm to anyone who are injured and in need of legal assistance. My mother, Andrea, and I thank you for everything.
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